American Nationwide Mortgage values you as a customer and respects your right to privacy. We know that you purchase our products and services because you trust that we will stand behind our promises. We pledge our commitment to treat your information responsibly. We created this privacy policy to show you that we are working hard to protect your privacy.

What personal information do we collect about you?

• We collect personal information about you from different sources.

• We collect information you send us on applications and forms.

• We collect information from your transactions with our sister companies, others, or us.

• We may collect information from a consumer reporting agency or a medical provider. This collection depends on the product or service you request.

What categories of information do we disclose and to whom?

We do not sell your information to anyone. We may disclose this information to a business that carries out services and marketing for us. We may disclose your information as required or permitted by law. We may disclose your information for a legal or regulatory purpose. These include the following types of information.

• We may disclose information we receive from you on applications or other forms. This may include your name, address, beneficiaries, Social Security number and family member information. This may also include assets, income, and the property address and value.

• We may disclose information from your transactions with our sister companies, or us. This may include your account balance, policy coverage, and payment history. This may also include premium paid, preferences, claims, and purchase method.

• We may disclose information we receive from a consumer-reporting agency or other report. This may include, your credit report, motor vehicle and driver data. This may also include medical and employment data, loss history reports, and other driver data. This disclosure depends on the products you select.

• We may disclose information to companies that perform marketing services on our behalf. As permitted by law, we may disclose some information to other financial institutions with which we have joint-marketing agreements.

We do not sell your personal information. We do not share it, except for the reasons described above. Therefore, there is no need for an opt-out process at American Nationwide Mortgage.

Internet Policies

What information does American Nationwide Mortgage collect from websites?

American Nationwide Mortgage may collect the information you provide when you

• request information from the American Nationwide Mortgage web site

• use online tools and calculators

• apply online for products

• subscribe to online services

• complete an online form

• conduct transactions online
   

American Nationwide Mortgage contracts with certain unaffiliated business partners who help us deliver online products and services. They may keep the information you provide. Other online activities are listed below.

Visitor Data

• American Nationwide Mortgage collects site aggregate and customer-specific information about the pages you view on our site. We log IP addresses, browser and platform types, domain names, access times and referral data. We also collect information a customer volunteers on surveys and electronic forms. This information is used to improve our web sites.

• American Nationwide Mortgage gathers data on its websites. This is a standard industry practice and is used to find out how visitors use our site. We collect aggregate information on the public areas of our website. We also collect information on an individual basis on areas of our website that require visitors to logon using an ID and password. We may collect the following data:
  - how many people visit our website
  - the pages they visit and the features they use
  - how long they stay on our website
  - the web site people come from before reaching our site
   

Use of "Cookies"
American Nationwide Mortgage stores a cookie on a person's computer when they visit our web site. A cookie is a tiny piece of information that is required to create and maintain a secure session. Cookies let a person request information and do business online. The cookies do not have confidential or personal information. They do not track a user after leaving our web site. We use a third-party tracking utility, which may set cookies, to analyze how users move within our site.

E-Mails
American Nationwide Mortgage keeps the e-mails you send to us. If you agree to receive e-mail messages from us, we will keep the information you give us to send e-mails of specific interest to you. If you choose to send us e-mail, we keep your e-mail, your e-mail address, and our reply. Please be careful about the information you give us in an e-mail. As with any public web site, this communication may not be secure.

Web Links
It is important to note that other companies or organizations may have links on American Nationwide Mortgage's website. We are not responsible for the collection, use or security of information by the companies or organizations outside of the American Nationwide Mortgage Family of Companies. Please read the privacy policy of websites reached through the use of links from American Nationwide Mortgage websites.

Why does American Nationwide Mortgage collect information on its websites?

American Nationwide Mortgage or our business partners use the information from our websites for many purposes:

• edits and feedback

• marketing and promotions

• analysis of user behavior

• product development

• content improvement

• informing advertisers how many visitors have seen or clicked on their advertisements

• customize website content and layout
   

Changes to This Privacy Policy.
American Nationwide Mortgage may edit this policy from time to time to reflect refinements, improvements, and changes as we strive to ensure that our privacy practices remain up to date. Changes to this privacy policy are effective upon posting to this page. Please check this page frequently to stay up to date on any changes. If you have any questions about this privacy policy, the practices of this web site, or your dealings with this web site, you can contact us at: info@americannationwide.com .